Latest Lending - Lending Limit Topics

Lending Reports to the Board of Directors

05/23/2005

What specific lending information should be reported to the board on a periodic basis?

Reg. O Loan Limit Exemption

01/03/2005

I thought I heard Jack Holzknecht say in his Reg. O webinar that the $100,000 limitation on executive officers did not apply to related interests of the executive officer. I cannot find that exemption in the regulations. Can you tell me if this is true, and, if so, where I can find it in the regulations?

Legal Lending Limit

01/20/2003

How do you determine a bank's legal lending limit?

Prior Board Approval under Reg O

01/06/2003

Our bank falls under the $500,000 prior board approval requirement for extensions of credit to an insider. If I understand Regulation O correctly, exceptions under general prohibitions only apply to the aggregate lending limit when the loan is secured by a CD. If a loan is made to an insider for more than $500,000 and is secured by a CD in our bank, is prior board approval required?

Pilot Program Raises Lending Limit for Some National Banks

11/26/2001

Directors As Guarantors

01/15/2001

We have a loan request from a company contemplating that one of our outside directors would guarantee the loan. What would be the treatment of the loan under Federal Reserve Regulation O?

Avoiding Lending Limit Problems

01/01/2000