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When and What: Coverage Rules for Lending Regulations: RESPA
12/01/1996
RESPA and Regulation X apply to all federally related mortgage loans, loans secured by a one- to four-family dwelling. The dwelling that secures the loan need not be the applicant's.
New High Cost Mortgage Trigger
12/01/1996
The Home Ownership and Equity Protection Act of 1994 requires the Federal Reserve Board to adjust the total amount of "total points and fees" paid by the borrower that triggers the additional discl
When and What: Coverage Rules for Lending Regulations: Regulation Z
12/01/1996
Truth in Lending and Regulation Z apply to all consumer credit, that is, credit requested by a consumer and for the use of the consumer. Business loans are exempt from Regulation Z.
Compliance Manuals On The Internet
11/01/1996
A statement released on September 26, 1996 by the FDIC's Division of Compliance and Consumer Affairs (FIL-74-96) advises that
Fair Lending DOJ's Definition of "Fair"
11/01/1996
At a recent meeting of the Washington, D.C.