Most Popular Lending Content
Can people under 21 get a credit card?
05/12/2024
Is it true that people under the age of 21 are not permitted to get their own credit card?
Credit analysts and document management software
05/12/2024
How can document management software benefit credit analysts?
UDAP vs. UDAAP
05/12/2024
Where does the CFPB’s authority come in when they determine something is “Abusive”?
I think our CD Special is disclosing an inaccurate APY. It is less than the interest rate!
05/12/2024
My bank is doing CD specials a lot lately, and with rates being higher, there are now actual differences between the interest rate and the APY. I want to get it right! I’m concerned that something is wrong with our 13 month CD special (interest paid at maturity), because the APY is LESS than the interest rate. How can this be?!
Late Fees and Insiders
05/05/2024
Overdrafts may be one issue, but what about a late fee waiver on a loan for bank director - would this be a violation of Reg. O?