Most Popular Lending Content
Does the FFIEC APR Tool work on HELOCs?
05/19/2024
Does the FFIEC APR Calculator work for HELOCs?
HELP! My bank is acquiring another bank that has an in-house credit card portfolio!
05/19/2024
My bank has just acquired another bank that has its own in-house credit card program. We’ve purposely never done an in-house credit card program because of the sizeable compliance burden of them, but now here we are. What do I need to know for compliance on these acquired cards?
Reporting on exceptions by officer
05/19/2024
Why summarize exception data by loan officer?
What is “Abusive,” technically?
05/19/2024
In terms of UDAAP, what makes something “Abusive”?
Can people under 21 get a credit card?
05/12/2024
Is it true that people under the age of 21 are not permitted to get their own credit card?