Most Popular Technology Content
Fair Housing Poster on Bank Website
10/22/2007
We have started accepting applications for mortgage loans online. Would there be any requirement or need to have a reproduction of the fair housing poster on the site? The regulation says that these fair housing posters should be displayed so that all persons seeking to engage in residential real estate related transactions would be able to see it. In our online process, our customers could theoretically complete the whole loan without ever stepping foot into one of our offices. In those cases, they would never see the poster.
Electronic Listing of R Codes
10/22/2007
Where can I get a list of return reasons electronically? I have been asked to provide an electronic listing of "R codes", (R01 NSF, R02, account closed) but I have been unable to locate them to fulfill this request.
Debit Card Reported Stolen - FI's Responsibility
10/22/2007
If a debit card holder has his or her card stolen and PIN based withdrawals are made on the debit card by the culprits, what is the responsibility of the financial institution from which the debit card was issued? Assuming that the theft was reported timely under Reg E requirements.
Check Imaging
10/15/2007
How are banks that are exchanging images providing the actual checks to their customers who have requested to receive their original items back?
Criteria for Researching Technology Providers
10/15/2007
I have a business plan to open a de novo bank. What are the important criteria for researching technology providers?