Vendor Guru Content - Technology

Latest Technology Topics

e-Disclosures Coming

08/01/1999

The long-awaited guidance for electronic disclosures has happened - sort of.

Statistics, Facts, & Such

12/01/1998

Treasury announced that by August of this year 70% of benefit recipients received payments electronically, up from 50% two years ago.

Statistics, Facts, & Such

11/01/1998

An Anderson Consulting study reveals that only 39% of European businesses have taken any steps to incorporate any type of electronic commerce into their current operations.

Inkjet Printer Now Capable Of MICR

07/01/1998

The first inkjet printer capable of printing magnetic ink character recognition (MICR) lines will premier in November.

Statistics, Facts, & Such

07/01/1998

The FDIC, which insures some $2.7 trillion deposited in about 10,900 banks and savings and loans nationwide, also is responsible for liquidating financial institutions after they fail.

Telemarketing - Is It For You?

05/01/1998

Our image of the telemarketer is a person between jobs, working part time with a telephone book in hand.Nothing could be further from the image of today's professional telemarketer.

Smile! Your Face Is Being Read!

05/01/1998

A self-service check-cashing machine is now available in the United States that employs facial biometrics as identification.

They Can Find It

01/01/1998

ATMs are being placed into convenience stores, grocery stores and shopping malls. They enhance customer service and generate income, but these smaller, lighter machines create a new risk.

Where Do We Go From Here?

12/01/1997

1997 Sees Banking Industry At The Top

Just Speak Right Into The Microphone...

07/01/1997

Let's just suppose you have just walked into the business office of a financial institution. A voice greets you ...

Single Online Sign-on for Owners and/or Signers

09/24/2007

What are the risks of linking owners and/or authorized signers to a single sign-on within the online banking application? In other words, if a customer is the owner of business #1 and an authorized signer on business #2, what are the risks to the bank if these accounts are both available using a single online banking sign on?

Small Business Accounts - ATM &Check Cards

09/17/2007

We have recently started offering ATM and Check cards to our consumer customers. Some of our small business account customers are now requesting an ATM and Check card. These customers are classified as business accounts on our system. Can we issue these business accounts the same card we are giving to our consumer accounts and if so, does Reg E apply to the business accounts with this card?

Reg E - Recurring Service Cancelled by Customer

09/17/2007

Could you direct me to some guidance with regard to Reg E disputes relating to claims by client that he/she has cancelled a recurring service? We seem to get confused as to what we need to be doing from a compliance perspective vs. what our card processor (acting on our behalf with Visa) requires in terms of documented actions taken by the client to resolve the charges assessed after the alleged cancellation.

Reg. E Disclosure for Online Banking

09/17/2007

We provide the Reg. E initial disclosure at account opening (face to face). We offer online banking services. When our customer signs up for that service do we have to give the entire Reg. E initial disclosure again, if it hasn't changed since they opened the account?

Credit Account for ODs from Lost ATM Card?

09/10/2007

We have a member who has reported his or her ATM card lost which had the PIN number on it. I know that we still have to give provisional credit. Do we also have to give immediate credit for the overdraft advance charges incurred? I need to know where this is in Reg E for proof that I am correct in telling our accounting department we must also give this back when orally given notice of the member's loss.

Latest Technology Topics

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