10/11/2015
With regard to reporting non-dwelling secured or unsecured business loans for CRA credit, what are the characteristics of a modification versus a renewal?
02/03/2014
Do loans to volunteer fire companies or other non profits such as American legions count as CRA?
12/17/2012
Per CRA classification, we are an intermediate-small institution. With that classification, one of the requirements for us to include in our Public CRA File are the prior two years CRA Disclosure Statements. Is this another name for the public section of our CRA Performance Evaluation, or is it something else? If it is something else, what, and where can I find a sample?
07/23/2012
We do report delinquent consumer loan activity to CRAs. What type of notification is required to the borrower and the CRA when a consumer loan is charged off?
05/21/2012
What is the name of the folder that all banks are required to make available to the customer to see that they are in compliance with fair lending?
03/05/2012
If a bank targets a high net worth geographical are for a marketing campaign, are they up against any regs? Can someone define "Greenlining" please?
09/19/2011
My question is about a refinance of a commercial loan. The loan is secured by customers personal dwelling; the original purpose was to finance his business. Now we are refinancing the loan and since it is secured by his home, some say we need to report HMDA and others say no because the original purpose was not to finance his home but his business. Do we report?
06/27/2011
Are loan modifications required to be reported as CRA loans?
05/02/2011
What are the rules for reporting Consumer Loans on Land for CRA purposes? More specifically, would you use the geo info of the consumer or the land being bought or refinanced?
01/24/2011
We are updating our CRA file. In the area of products and services, we have discontinued a few of our checking accounts. The customers who had one of the accounts that we discontinued were grandfathered and still maintain the account type even though we no longer offer it to customers. In the products and services section of the file, are we required to have information on the discontinued products even though we no longer offer them? Even though we don't offer them anymore they are still a product that we service so we are not sure whether or not to include them in the CRA file.