Latest Technology - Reg. Z Topics

Compliant E-SIGN agreements

06/14/2020

We are going to offer E-SIGN agreements. We have a vendor with a turn-key application. Is that good enough to get us going?

E-retention of e- communication

05/24/2020

How far back do you suggest we archive emails and other electronic communication under the Federal Rules of Civil Procedure?

E-SIGN and turn-key vendor programs

04/21/2019

We are going to offer E-SIGN agreements. We have a vendor with a turn-key application. Is that good enough to get us going?

E-communication retention

04/14/2019

How far back do you suggest we archive emails and other electronic communication under the Federal Rules of Civil Procedure?

E-communication retention

04/14/2019

How far back do you suggest we archive emails and other electronic communication under the Federal Rules of Civil Procedure?

E-retention of e- communication

04/15/2018

How far back do you suggest we archive emails and other electronic communication under the Federal Rules of Civil Procedure?

Compliant E-SIGN agreements

04/08/2018

We are going to offer E-SIGN agreements. We have a vendor with a turn-key application. Is that good enough to get us going?

Why Does APR Rise b/c Payment Due Date Changes?

02/11/2018

I am using APRWIN 6.2 to calculate the APR for a short-term high-interest installment loan.The payment plan spans up to 20 payments which are 14 days apart with different payment amounts. Although an ideal repayment plan is for about 14*20 = 280 days, I see that the APR changes tremendously based on just the difference between origination date and the first payment due date. First payment period APR 7 919.9443% 14 780% 21 672.4573 I do not understand why the APR rises by 140% just because the first payment due date changes from 14 to 7 days from the origination date. Is this correct? Is there any documentation which explains the formula being used to understand why the APR is highly weighted on the first payment due date instead of the total repayment period?

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Navigating today's complex digital landscape and evolving regulations often feels like an episode of Abbott & Costello's classic "Who's On First?" comedy sketch.

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The increased attention on cryptocurrency since President Trump returned to the White House is shining the spotlight on Bitcoin ATMs as part of the broader crypto ecosystem.

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What systems do financial institutions integrate with their ECMs?

The Need for Speed: RTP is Transforming Banking in the Blink of an Eye

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"I feel the need - the need for speed!" was the iconic line delivered by Maverick (Tom Cruise) and Goose (Anthony Edwards) as they celebrated their adrenaline-fueled passion for high-speed

Latest Technology - Reg. Z Topics

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