Latest Technology - Reg. Z Topics

Compliant E-SIGN agreements

06/14/2020

We are going to offer E-SIGN agreements. We have a vendor with a turn-key application. Is that good enough to get us going?

E-retention of e- communication

05/24/2020

How far back do you suggest we archive emails and other electronic communication under the Federal Rules of Civil Procedure?

E-SIGN and turn-key vendor programs

04/21/2019

We are going to offer E-SIGN agreements. We have a vendor with a turn-key application. Is that good enough to get us going?

E-communication retention

04/14/2019

How far back do you suggest we archive emails and other electronic communication under the Federal Rules of Civil Procedure?

E-communication retention

04/14/2019

How far back do you suggest we archive emails and other electronic communication under the Federal Rules of Civil Procedure?

E-retention of e- communication

04/15/2018

How far back do you suggest we archive emails and other electronic communication under the Federal Rules of Civil Procedure?

Compliant E-SIGN agreements

04/08/2018

We are going to offer E-SIGN agreements. We have a vendor with a turn-key application. Is that good enough to get us going?

Why Does APR Rise b/c Payment Due Date Changes?

02/11/2018

I am using APRWIN 6.2 to calculate the APR for a short-term high-interest installment loan.The payment plan spans up to 20 payments which are 14 days apart with different payment amounts. Although an ideal repayment plan is for about 14*20 = 280 days, I see that the APR changes tremendously based on just the difference between origination date and the first payment due date. First payment period APR 7 919.9443% 14 780% 21 672.4573 I do not understand why the APR rises by 140% just because the first payment due date changes from 14 to 7 days from the origination date. Is this correct? Is there any documentation which explains the formula being used to understand why the APR is highly weighted on the first payment due date instead of the total repayment period?

Vendor Guru Content - Technology

“Document-centric” ECM software

AI / computer vision for check fraud prevention

Phases of information lifecycle management

Benefits of lockboxes for corporate accounts

Transaction processing

Check fraud tactics to watch for

The need for omni-channel check fraud mitigation solutions

Imaging bottlenecks and multi-function devices

“Resolving” vs. “clearing” exceptions

Barcodes or eSign?

How is Your Institution Staying Ahead of Today's Threats?

02/17/2025

In today's rapidly evolving digital landscape, banks face unprecedented challenges in safeguarding their operations and customer data.

Money Mules Fueling Financial Fraud

02/09/2025

Money mules continue to be a pervasive threat in today's digital landscape, moving funds through methods such as bank accounts, cashier's checks, virtual currencies, prepaid debit cards, and money

Cyber Incident Response Planning and Resources

01/26/2025

In light of the escalating frequency and sophistication of today's evolving cyber threats, enhancing cyber defenses and incident response strategies is more critical than ever for the financial sec

“Document-centric” ECM software

01/19/2025

What does it mean for an ECM software to be “document centric”?

BEC: What's in Your Inbox?

01/12/2025

We're all familiar with the ubiquitous Capital One "What's In Your Wallet?" ad campaign featuring prominent celebrities and humorous scenarios to highlight their card products.

Latest Technology - Reg. Z Topics

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