Compliance Action, Volume 12, Number 8

Nontraditional Mortgages: Final Forms (5 Action Steps)

by Lucy Griffin

Model forms for non-traditional mortgages published by the agencies will help consumers make informed choices and select the best mortgage plans for their needs.

CAC Discusses TIL Proposal (4 Action Steps)

By Lucy Griffin

The Consumer Advisory Council comments favorably on the Federal Reserve Board's proposal to revise the credit card disclosures of Regulation Z.

Co-Signer, Co-Applicant, or Co-Borrower? (Chart)

By Lucy Griffin

A great deal of time and energy goes into determining whether an applicant has a co-borrower, a co-signer, or a co-applicant.

Compliance Notes

• SARs and Open Accounts
• FinCEN's SAR Guidance
• Remote Check Fraud
• Guidance or Mandatory?
• Help for Consumers

Compliance Calendar

In the Editor's Opinion
Banking Regulators Do It Better

By Lucy Griffin

Who is better equipped to handle the supervision and enforcement of consumer protection?

Compliance Q & A

• Collecting GMI for Co-Signers
• Regulation AA's Treatment of Co-Signer
• RESPA's Definition of Temporary Financing

Emerging HOEPA Issues

By Lucy Griffin

Emerging HOEPA Issues
Concerns related to HOEPA loans was one of the hot tops discussed at CAC's recent meeting.