Compliance Action, Volume 16, Number 8

Overdraft Programs: Protection or Predatory (5 Action Steps)

By Lucy Griffin

Concerned that some institutions rely too heavily on fee income from overdraft protection, recent guidance issued by the OCC is designed to ensure safe and sound practices for OD programs.

ECOA and FCRA: Credit Scores and Notices (4 Action Steps)

By Lucy Griffin

With new requirements now in effect, credit score notices are more confusing than ever!

Action Training
Credit Scores of All Kinds - and Reasons for Denial (Chart)

By Lucy Griffin

Mortgage loan disclosures have been simplified while denial notices have become much more complex.

Compliance Notes

• Foreclosure Management
• Debit Card Interchange Fee List
• CFPB Publishes Administrative Rules

Compliance Calendar

In the Editor's Opinion
Cop on the Block?

By Lucy Griffin

The Consumer Financial Protection Bureau has been described as the new cop on the block...but what exactly does that mean and who be the target of their surveillance?

Compliance Q & A

• Credit Score Notice for Adverse History
• OTS & OCC Consolidation Changes