Compliance Action, Volume 20, Number 14

Redlining: The Hudson City Savings Bank Case (2 Action Steps)

by Stephen E. Sudhoff, CFA

Enforcement action taken by the CFPB and the DOJ against Hudson City Savings Bank show how to audit for redlining and what steps must be taken to correct the problem.

EFT, EMV & YOU (3 Action Steps)

by Patti Blenden

With the arrival of EMV chip cards in the U.S., it's important to understand the recent liability shift for debit or credit cards and how it can impact your electronic fund transfer (EFT) and credit card dispute resolution programs.

Action Training
Assessing Your Fair Lending Program

by Lucy Griffin and Stephen E. Sudhoff, CFA

In light of the Hudson City case, it's a good time to review and update your fair lending program.

Compliance Notes

• Operation Collection Protection
• Smart Card Alliance EMV Tools

Compliance Calendar

In the Editor's Opinion
Fair Lending vs. Fair Regulating

by Lucy Griffin

We work hard on compliance and fair lending – it would be nice to see some fair regulating!

Compliance Q & A

• Disclosures Required for Special Bank Loans
• Advertising via "For Sale" Yard Signs