Compliance Action, Volume 14, Number 15
December 10, 2009
Regulation E: Overdraft Rules Are Out! (6 Action Steps)
By Lucy Griffin
The industry has had a good run with the overdraft program and fee income but the "free lunch" is over.
Privacy Notices: New Models (3 Action Steps)
By Lucy Griffin
Model privacy notices issued by the agencies are not mandatory but provide safe harbor protection.
Action Training
Regulatory Developments in Mortgage Lending (Chart)
By Lucy Griffin
Developments in mortgage lending in recent years have arrived in more ways than just regulations.
Compliance Notes
- Tackling Financial Fraud
- Reviving LIHTCs
- ATM Fee Disclosures
- FDIC's Unbanked Study
- FRB Credit Card Ads
In the Editor's Opinion
Too Many! Too Much!!
By Lucy Griffin
Congress and regulators devise cures for what ails the credit world. Getting it all to work is our challenge.
Compliance Q & A
- HUD's 10-Day No Change Rule
- Counter Offer Procedures
- Itemizing Fees on the GFE
- Adding Additional Items to Define an Application
- Property Taxes on GFE & HUD-1
- Third-party Settlement Provider List
HUDs RESPA Outreach
Better late than never. HUD announces and begins online seminars to help with unanswered questions fom the lending industry.
- Executive Editor:
- Lucy H. Griffin, Esq.
- Board of Advisors:
- Patti Blenden
John S. Byrne, Esq.
David Battle
Robert P. Chamness
David Dickinson
Phillips G. Gay, Jr.
Barbara Hurst
Robert G. Rowe, III, Esq.
Michael D. Maher
Andy Zavoina
Compliance Action
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