Most Popular Operations Content
Debit card logistics for banks without deposit account
03/09/2025
I have two questions relating to debit cards: 1. Does a bank have to have an ABA routing number for debit cards to function? 2. Are banks with no public depositor service able to use internal accounts as private checking accounts with debit cards to pay bank taxes and order supplies?
Merchant credit after final credit from card issuer
03/02/2025
We have seen an uptick in merchant credits for disputed transactions, and these credits areduplicated in the cardholder's account, (the bank's final credit and a merchant credit). My question is, are banks able to reverse merchant credits after the final credit has been supplied to the cardholder?
Using a third-party collector for overdrawn account
03/02/2025
My question is related to checking accounts that go into the negative and are facing potential charge off. I am looking to see what the rules and regulations are in regard to sending negative checking accounts (depending on the amount) to a third-party collector. Is this allowed? I cannot find anything anywhere stating that it is allowed.
Smarter ATM and Branch Surveillance
03/02/2025
Cameras are a critical component of ATM and branch security to protect staff, customers, and ATMs.
Operational challenges of multiple check processing systems
03/02/2025
What operational challenges arise from maintaining multiple check processing systems?