12/26/2021
Is there a time frame as to when we should collect for processing a levy? Is it best to collect the fee when the bank receives notice of the levy or should the bank collect the fee after the 21 day period?
02/18/2013
I know you are required to charge off an overdrawn account after 60 days, but what are the requirements as to the services charges and overdraft fees?
09/10/2012
Does a bank have the right to revoke debit card if customer abuses overdraft privilege with it?
10/01/2004
In Advisory Letter 2004-10, the Comptroller of the Currency advises national banks on credit card marketing and account management practices that may be unfair or deceptive.
12/15/2003
Can a noncustomer purchase a bank check or cashier's check? If so, how are SARs or CTRs filed without all their personal information known. I can see this as a loophole to try and launder money.
11/03/2003
Can a bank charge a dormant fee on offical bank checks (ex. money orders)? And would we have to pay the customer or state the full amount of the cashier's check?
08/11/2003
Is there a daily limit on the number of NSF fees we can charge against a customer's account? For example, if they have 10 NSF checks in one day, can we charge 10 fees?
04/01/2002
How will the repeated reduction in interest rates by the Federal Reserve affect community banks?
07/01/1995
As of the beginning of 1995, 11% of teller stations in community banks are run on a completely manual system. 60% have 'dumb' automation, and 29% have intelligent machines.