Most Popular Operations Content
Inefficiency and X9 file management
10/01/2023
How can inefficient X9 file management create challenges for financial institutions?
Returning ACH Debits
10/01/2023
As to the NACHA Rulebook- What are the time frames on returning an unauthorized ACH debit?
Indemnity Bond for Lost Check
10/01/2023
If a bank mails out a Cashiers Check as proceeds on a loan and that Cashiers Check is lost, who signs the Indemnity Bond for Lost Instruments? Would the bank (purchaser), customer (who asked for the loan and to pay the different merchants) , or the credit card company (Payee)?
Investigating a non-Reg E claim
10/01/2023
If a customer places an order online, but never receives their merchandise, do we have to investigate?
Credit Report Red Flag Notices
09/24/2023
I am curious if there is any reasoning behind why a "Red Flag" or any sort of message would not appear on an individuals Credit Report when the Current Address listed on the report does not match what is on their ID (driver's license in this case) nor loan application?