Most Popular Operations Content
Trusts and paper files
06/23/2024
Why does maintaining trust documentation exclusively in paper format lead to operational issues?
Check fraud
06/23/2024
Is check fraud impacting account holder trust?
Where can I find an updated Regulation CC schedule
06/23/2024
Where can i find an updated Regulation CC schedule?
Advertising Open-end Products
06/23/2024
We are advertising an open-end product via direct mail. The advertisement has triggering terms of 0% APR and $0 annual fee. We are trying to determine if each triggering term needs to have an asterisk directing the consumer to the terms and conditions to meet the rule requirements or if we can just provide a single link in the direct mail piece to the terms and conditions webpage that covers all the triggering terms.
You are following this thread Completing a CTR based on who benefitted
06/16/2024
A husband and wife come to the bank. The wife has an account with us the husband does not. The wife withdrawals $10,000 from her checking account. Then she and her husband cash three checks not drawn on us but made payable to both of them totaling $2,500. I know we will include this on the CTR under her Part I, but should he be listed on the CTR? He only benefited from the $2,500 but that transaction is tied with her as a CTR?