Latest Operations - TISA Topics

Notice Requirements For Automatically Renewed Short Term CDs

12/16/2002

On a 7-day certificate of deposit that automatically renews, are we required to send an interest notice every time that interest adds to the account (every 7 days)?

Stupid Fee Tricks

04/01/2002

Can we charge a fee to our customer for a stop payment involving an ACH transaction they would claim to be unauthorized?

Question & Answer

02/01/2001

Question: I've not been able to get a straight answer on this question. Can you help? Does advertising under DD apply to ads on the Internet?

What's In A Name?

01/01/2000

Ever wonder how it is we got all those neat acronyms for banking laws, regulations and forms? You know, the ones like BPA, CRA, BSA, CTR, and SAR.

BANKERSONLINE.COM -- the premier resource for financial services professionals on the Internet! bank operations, bank security, ebanking, bank technology, lending, marketing

01/01/2000

And It's Not One Of The Worst

12/01/1997

?And It's Not One Of The Worst

Special Reg DD Audit Edition

09/01/1993

Auditing For Truth-In-Savings
by Phil Gay

What Problems?

03/01/1993

We received a news release from the American Bankers Association recently about a survey that was taken at their National Conference for Community Bankers.

The ABC's of DD

11/01/1992

The American Bankers Association recently ran a two day conference in Washington, DC on the Truth In Savings Act (TISA), (Regulation DD) and the Savings & Community Bankers also included a majo

Question & Answer

07/01/1992

Question: "Under the new Truth-In-Savings Act(TISA), do we have to send new disclosures to all of our customers?"

Vendor Guru Q&A - Operations

Financial impact of outdated check processing systems

Working through a document backlog

Exceptions and temporary signature cards

Secure document sharing with account holders

Real-Time Transaction Level Check Processing

Information lifecycle management

Exception categorization strategy

Omni-channel banking and technological change

Charging NSF fee when returning ACH item

11/24/2024

We have a savings account with an ACH that we are returning NSF. Can we charge the NSF fee if the ACH would have overdrawn the account?

Exceptions and temporary signature cards

11/24/2024

How can temporary signature cards lead to exceptions?

Secure document sharing with account holders

11/24/2024

How can secure document sharing streamline interactions with account holders?

Credit bureau checks for new accounts

11/17/2024

What types of accounts does a financial institution need prior authorization for from a client before running Chexsystems? How does a financial institution have to notify a client that they are going to run Chexsystems? Regarding business clients - we run biz Chexsystems on the business and the beneficial owner, correct? How do we have to notify them that we are pulling their credit to determine if we can open a new account?

Banking a sole proprietorship insurance agency

11/17/2024

When banking an insurance agency that handles only cash deposits, what documents are required? Do we have to obtain their contract agreement, if they are a sole proprietorship and are licensed with multiple agencies? I am located in Georgia and regulated by the OCC.

Latest Operations - TISA Topics

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