Most Popular Operations Content
CD Set Off
11/12/2007
Does a financial institution have the right to set off on personal certificates of deposit for amounts owed on personal checking accounts?
Does Size Matter?
11/12/2007
We would like to run an ad in our newspaper with photos of money in it. I think we can do this, but I was under the impression that there is a size requirement. Am I correct? If so where can I find the size requirements?
Pizza Coupons
11/12/2007
A local pizza firm has proposed that the bank print complimentary pizza coupons to give away to customers at no cost to the bank (other than printing) and to also furnish flyers to place on the top of the pizza boxes. The retail value of the pizza deal is $15, but the bank would not be responsible for this cost. The owner of the pizza firm would absorb the pizza costs. This does not give me a warm and fuzzy feeling, but I cannot locate any regulation that would suggest that this would not be a good idea. I don't think RESPA would apply since there would not be any R/E advertising or referrals.
Opening New Accounts Via Mail
11/05/2007
What are the rules governing bank accounts opened by mail? Where can I find this information online?
POA Powers & Safe Deposit Boxes
11/05/2007
Would it be safe to state that a POA should not be able to open a safe deposit box in the capacity of the POA and then add herself as a co-renter to a safe deposit box?